Features
Farm Financial Reports & Bank Ratio Analysis
Whether your bank asks for financials, your adviser needs a summary, or you just want to see how the year stacked up, P2PAgri has a report for that. Over 40 built-in reports covering every aspect of your farm business, all exportable as professional PDFs, with key reports downloadable as CSV for Excel.
What Financial Reports Does My Bank Need to See?
Banks and lenders want to see that you understand your farm business inside out. That means monthly Cash Flow budgets, management Profit and Loss statements, a current Balance Sheet and key financial ratios. Ideally report last year's actuals as well as multiple year projections. P2PAgri generates all of these reports from your farm data, presenting them in a professional format that bankers and advisers understand.
Financial Benchmarks and Key Performance Indicators (KPIs)
Your key financial ratios at a glance: return on assets managed, equity ratio, cost of production, working capital, and more. Track these over time to see your business trajectory.
Develop Bank Ratio Analysis
Generate the specific ratios your bank wants to see. Walk into your annual bank review with a professional report that speaks their language.
- Farm Equity
- Asset Turnover Ratio
- Working Capital
- Interest Cover Ratio
- Return on Assets Managed
Develop Balance Sheet & Profit and Loss
Full balance sheet with all assets (machinery, land, cash, FMDs, grain on hand, debtors) and liabilities (loans, overdraft, credit card, creditors). See your equity position very clearly.
Comprehensive P&L broken down by farm income, off-farm income, farm expenses, off-farm expenses. Including movement in inventory for a true picture of Management P&L.
Create Cash Flow Budgets
Planned cash flow, actual cash flow, planned vs. actual comparison, and rolling cash flow projection, all available as professional PDF exports.
Understand Enterprise & Specialist Reports
Enterprise summary (all enterprises on one page), crop production summary, price and production summary, variable cost summary, enterprise gross margin comparison, livestock reconciliation, meat production report, machinery loans report, cost of production per tonne/kg, management report, and historical comparison (multi-year).
One Click to PDF, Web Preview or CSV
One click gives you a print-ready PDF, and you can preview any report in your browser before you download it. Heading to the bank? Combine several reports into a single document with a clickable table of contents, and add written notes to any reporting period so the figures come with context.
Need the raw numbers? Eleven key report types, including the Management P&L, Balance Sheet, Financial Indicators, gross margin summaries and the bank KPI reports, download as CSV so you can keep working in Excel.
Why Develop Your Farm Business Reports?
Farmers track their own business performance. Banks get the financial analysis they need for lending decisions. Accountants receive structured data for tax and compliance work. Advisers are equipped with the numbers they need to give good advice.
Identify Your Farm Business's Fundamental Financial Figures
“We recently used P2PAgri to help our family farm business make the decision to expand through the purchase of additional land. P2PAgri allowed us to model good and bad years and identify fundamental business figures. This analysis gave our business and the bank confidence in the decision.”
Stefan Schmidt
Adviser, Pt Broughton, SA
Get Started
Basic reporting (balance sheet, P&L) and the bank ratios is available on the free Essentials plan. View your business like your bank views your business, and all for FREE! This includes free training! You get to test P2PAgri for free.
FAQ
Frequently Asked Questions
Yes. P2PAgri lets you select multiple reports and generate them as a single combined PDF document with a clickable table of contents. This is ideal for bank meetings where they want balance sheet, P&L, cash flow, and ratios in one package.
Yes. Eleven report types download as CSV straight from the Print Reports screen, including the Management P&L, Balance Sheet, Financial Indicators, crop and livestock gross margin summaries, and the bank KPI reports. Each CSV mirrors the on-screen table, so it drops straight into Excel.
Reports are generated from your actual data and formatted consistently. While you can't modify the report layout, you can add notes and context to any reporting period that will appear alongside the figures.
Yes. If you've shared your business with your accountant through P2PAgri, they can log in with their own credentials and generate any report you've given them access to.
As far back as you have data in P2PAgri. Many users have 5-10 years of historical data, allowing powerful year-on-year comparisons and trend analysis.
Tax accounting focuses on compliance and minimising tax liability. Management accounting focuses on understanding your actual business performance: how each enterprise contributes to profitability, where costs are running high, and how your balance sheet is trending. P2PAgri converts your tax data into management reports so you can make better business decisions.
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